Are we the Best Financial Planners for You?

New clients are accepted on a fee-only basis and our relationships are built upon a commitment to listening to and understanding our clients’ financial needs and personal concerns. This listening phase is critical to the success of any financial plan.

After we agree on the client’s goals, we create an individualized financial plan using our unique WealthGuard™ planning process. Our plans are designed to help each client achieve their goals with as little risk as possible and to help provide them with increased peace of mind. At Rodgers & Associates our financial advisers create unique financial solutions, and provide an extraordinary amount of personal service no matter what your profile as an investor may be.

Who Should Hire Rodgers & Associates

We may be the right
fit for you if...

  • You are retired, or within 5 years of retirement
  • You are looking for someone to act as your personal chief financial officer
  • You prefer to enjoy other aspects of your life besides spending the time necessary to understand investing, taxes and estate tax
  • You are a high net worth individual with at least $500,000 of investable assets
  • You are looking for unbiased, independent advice instead of a sales pitch for the product of the month

We may not be the right
fit for you if...

  • You are looking to outperform your neighbor (if you are a “performance junkie”)
  • You do not listen to other professionals (e.g., you continue to smoke when your doctor had diagnosed you with emphysema)
  • You want to try to “time” the market
  • You are looking for the five hot funds to buy NOW!
  • You are looking for another financial professional when you already work with two or three
  • You are unwilling to disclose your financial questions or concerns
  • You are only focused on the short term
Call Us Now For
More Information

* We do not accept shared accounts. We take responsibility for the management of your retirement portfolio. We do not accept shared accounts for the same reason you would not have two family doctors — conflicting advice can produce disastrous results.

Financial Services We Offer

We work with the kind of clients described above in several areas:

Retirement Planning - We can answer these and other questions for you:

  • How do I balance my desire not to lose money with that of keeping pace with inflation?
  • How should I/we title my/our assets to minimize probate?
  • How can I have a stable income through retirement?
  • What can I afford to spend each year?
  • Everything I have is in tax-deferred accounts. What can I do to minimize my taxes?
  • The estate tax seems to change every year. How can I plan for it?
  • I just sold my home. What do I do with the money?

Immediately Pre-Retirement - The five years prior to retirement is a time full of difficult decisions. We can help you figure out:

  • Which retirement option should I take at work?
  • How can I replace my paycheck?
  • When should I start taking social security?
  • I have accounts everywhere. How can I consolidate them so I have a better feel for what I can do?
  • Can I afford to retire without worrying too much?
  • Do I still need my life insurance?
  • How much of my portfolio should be in stocks?

Widow(er) or Divorcee - Often when a spouse dies or a divorce occurs, someone is faced with issues they've never dealt with.

  • How can I organize my finances to reduce my stress?
  • What in the world is a step-up basis, and can it help me?
  • I need income from my investments. How much can I comfortably take?
  • I’m tired of so many statements! What do I need to do to consolidate my investments now?
  • Do I have the right amount of risk in my investments?

Financial Advisement for Medical Professionals

Medical Professionals - Risk management is often of vital importance to medical professionals and having someone coordinate all aspects of their financial lives allows them to concentrate on their specialties.

Business Owners - We can help, especially when you are contemplating selling your business. This time frame and the underlying decisions are very similar to retirement. In many cases business owners are going to deal with more available cash than they ever had. Investments, taxes, and estate tax planning issues require more than mere money management.

Inheritors - People coming into large amounts of money have special needs and concerns like these:

  • Do I take my inheritance in cash or in kind?
  • What changes should I make in my estate plan?
  • Part of my inheritance is in IRAs. How should I take them?
  • How much can I safely spend without depleting this windfall?