Long-Term Care and the Insurance Need
A study conducted by the US Department of Health and Human Services estimates that 70% of adults who reach age 65 will need some type of long-term care services before they die.
Understanding Charitable Gift Annuities
An investment option you may not have considered.
Do You Need Long Term Care Insurance?
A majority of people will need some form of living assistance, or long-term care, in their later years. Learn how to financially prepare for this stage of life and review available options.
Annuity Traps Part 2: Death Benefits
While annuities can be an important way to build wealth, many individuals don’t realize how complicated these insurance products can be. In this article, we’ll walk you through what you need to know about annuity contracts and the five-year-rule.
Annuity Traps Part 1: Living Benefits
Learn about different types of annuities and understand how they can become a valuable component of your retirement plan.
Lump Sum or Annuity Distributions – What You Need to Know
With interest rates at a historic low, retirees should carefully consider their pension distribution options.
Are You Due to Reevaluate and Switch Your Car Insurance?
Many advisers recommend shopping your automobile policy every two to three years. There are many factors that could have changed since you began insuring through your current carrier.
Life Insurance
Are you retired or planning to retire soon? Do you still own a life insurance policy? We’ll give you some life insurance pointers on this edition of Project Wealth.
Should your spouse be your life insurance beneficiary?
A spouse may not be the best beneficiary for your life insurance policy
Could You Be Obligated To Pay a Parent’s Nursing Home Bills?
Pennsylvania’s Superior Court ruled in Savoy v. Savoy that an indigent mother could sue her adult son to pay her overdue nursing home bills. The case was decided in 1994…
What It Means When Your Account Is “Insured”
Deposit insurance depends a lot on what kind of account you have and what is actually held inside the account. You should understand how accounts are insured before you make a deposit.…
Not All Annuities Are Bad
The high internal cost of annuities may be worth the price to fearful investors who may panic during a bear market.
Tips for Reviewing Your Life Insurance Needs
The beginning of a new year is the time we all look for a fresh start. That’s why we make resolutions in hope our fresh start will carry through all year long.…
What If Your Life Insurance Needs Have Changed?
…and what about long-term care insurance?
Who Needs an Umbrella Insurance Policy?
Many types of events can trigger the need for this type of insurance coverage.
Five Strategies for High Income Earners to Deal with the New Tax Rules
The American Taxpayer Relief Act of 2012 (ATRA12) prevented higher taxes for many taxpayers but those in the top two tax brackets will experience an increase in taxes in 2013…
The Tax-Free Status of Life Insurance May be Changing
Some proposals have been made.
Should You Buy Long-Term Care Insurance for Your Parents?
Might you get stuck with their bill unexpectedly?
Should You Buy Pet Insurance?
A client recently told me about an incident that happened with their six-month old boxer. The dog had suffered a broken leg and was treated at the University Of Pennsylvania School…
The ABC’s of Deducting Losses in Variable Annuities
The mechanics of doing so are tricky.
