Wondering whether to close out your home loan ahead of schedule? We’ll look at the benefits of doing this—and when it might be better to invest in bonds instead.
How much do you know about inflation? Take our simple quiz to find out, and learn about the factors driving inflation today.
Look for opportunities created by lower markets, which include evaluating employer stock, performing Roth conversions, and investing before the market rebounds.
Series I savings bonds combine relatively high returns with minimal risks—as long as inflation remains elevated.
With the top marginal tax rate now at 37%—and the Medicare surtax on investment income adding another 3.8%—tax efficiency is more important than ever.
Opportunistic tax planning can help extend the life of your retirement savings. Here’s how.
This strategy of diversifying bonds can help smooth out the ups and downs of the market.
When the market is in decline, we take these proactive steps with our clients.
If you’re the beneficiary of retirement accounts or other inherited assets, it pays to learn about the IRD deduction.
According to a survey conducted at the end of 2021, about 88% of Americans are very worried about inflation and many say they are planning to cut back their spending.1 Prices…
Protecting your portfolio from avoidable income tax is key to creating a sound income strategy for retirement.
The best way to avoid investing bias is to learn how it commonly shows up—and to pursue an objective investment strategy.
Learn how diversifying your taxability (not just investments) is key to creating a sound retirement plan.
Immediate fixed-income annuities are often sold quoting an interest rate that is not available in certificates of deposit or bonds. Generally, the interest rate quoted far exceeds more traditional fixed-income products and is quite a lure to investors.
These misperceptions can end up costing you a lot of money, and more importantly, years of your life working for someone else rather than pursuing your passions.
Don’t leave money on the table.
It’s just as important to diversify how funds are saved as it is to diversify how they are invested.
Widows and widowers whose spouses were younger than 72 at the time of death need to examine their options carefully before rolling over their spouse’s IRA.
Do not spend money that has been accumulated for financial independence. Invading long-term savings extends the time it will take to achieve a goal.
When Inheriting an IRA there are complex rules you will need to follow to avoid costly errors.