When your financial life is complex, decreasing your tax liability requires a strategic plan. Here is where to start.
While there’s no magic formula for balancing a portfolio, there are some key factors to consider—from asset allocation to sector concentration.
Real Estate Investment Trusts offer a way to invest in real estate without having to actually manage property. Yet it’s wise to understand the taxation first.
ESG ratings evaluate how socially conscious a company is, serving as guideposts for selective investors. And their impact is only growing.
While more investment choices may be appealing, there are some issues to be aware of before taking this direction.
You’ve brought in a regular income and made wise investments throughout your life. Now you’re facing the transition from generating income to drawing down your savings.
Much like caring for a vehicle, financial planning is an ongoing process—not a once-and-done event.
Want to design a tax-efficient retirement? Learning how and when to take required minimum distributions (or RMDs) can be a key part of your overall strategy.
When Inheriting an IRA there are complex rules you will need to follow to avoid costly errors.
Roth IRAs are not subject to RMD rules.
Full of tricky timing concerns, the rules for IRA withdrawals are commonly misunderstood. Here, we explain five of them.
Taxpayers reaching age 72 should be aware that a portion of the funds in their retirement accounts starts to become taxable each year—and pitfalls are common.
However, this doesn’t mean that you should never sell during a market decline. Here are three scenarios when doing so may be a shrewd move.
Wondering whether to close out your home loan ahead of schedule? We’ll look at the benefits of doing this—and when it might be better to invest in bonds instead.
The Inflation Reduction Act extends premium tax credits through 2025—and expands who’s eligible.
This strategy of diversifying bonds can help smooth out the ups and downs of the market.
When the market is in decline, we take these proactive steps with our clients.
Less restrictive than budgeting, spending plans are a proactive and flexible way to anticipate cash needs in retirement.
Learn how a combination of outside income, investments, and retirement accounts can help cover regular expenses.
Withdrawing money early from a retirement account is meant to be a last resort—and can come with consequences. Make sure you know these penalties and exemptions first.