Are You an Investor—or a Speculator?
When you purchase gold, cryptocurrencies, or art, you own an asset you hope will appreciate—without any real idea if it will.
Ask the Adviser: What financial advice would you give to a C‑suite executive?
The uncomfortable truth is that boards change, priorities change, investor sentiments change—and leadership teams often change with them.
Ask the Adviser: What do I need to know about planning for long-term care?
If needed, long-term care is one of the pricier parts of retirement. But it can be even more expensive without a proper plan in place.
Should You Do a Roth Conversion?
Deciding to convert to a Roth IRA doesn’t have to be all or nothing. Let your tax bracket be your guide when determining the amount to convert.
Your 2024 Guide to Year-End Tax Planning
Reducing your tax liability means taking advantage of regulatory updates. We’ll look at some of the year’s tax law changes and opportunities.
Don’t Overlook HSAs as a Retirement Savings Vehicle
It’s a little-known fact that health savings accounts can provide an excellent way to save, invest, and take distributions—without paying taxes.
The Cost of Car Insurance Is Up, Here’s How to Bring It Back Down
We’ll look at why insurance rates rose 21% last year—and consider six practical ways to pay less.
Ask the Adviser: How do I figure out what I actually spend in a year?
Calculating your annual spending isn’t quite as simple as it seems, and yet it’s key to creating an accurate financial plan. Follow this formula.
Ask the Adviser: What’s predicted to happen with bonds in 2024?
The Fed is slated to cut interest rates, which may likely raise bond prices. Here’s what to know.
How to Reduce (or Avoid!) Taxes on Social Security Benefits
These five strategies can minimize the taxes you’ll pay on Social Security and help extend the life of your nest egg.
Ask the Adviser: Are my investment advisory fees tax deductible?
While it’s no longer possible to deduct advisory fees outright, we’ll explore other tax-efficient ways to cover them.
Retirement Savings and How to Make Time Work for You
Younger generations are lagging behind on target goals for retirement savings. Here, we will look at some simple strategies for catching up.
Ask the Adviser: Should I opt for an annuity inside my 401(k) plan?
An annuity creates an income stream while also incurring costs within the plan. We’ll evaluate the pros and cons.
Recapping Market Highlights and Most-Read Articles from 2023
This past year, we covered topics ranging from inflation and legislative changes to RMDs and asset allocation. Here is an overview.
How Retirement Savings are Changing in 2024
We reviewed the tax code updates for 2024. Here’s what to know about contributing to a variety of retirement accounts.
Ask the Adviser: How do I handle the taxes on inheritance from a PA resident?
Whether you’ve inherited property or other assets, here’s what to know about settling the tax bill in Pennsylvania.
Nine Tips for Safer Travel
Surprises on vacation can be stressful. Here’s how to plan ahead so your next trip is memorable in the right ways.
Ask the Adviser: How long should I keep my financial documents?
The guidance varies depending on the document. We’ll look at what to consider with bank statements, tax returns, and other common file types.
A 10-Question Pop Quiz to Test Your Tax and Investment IQ
How much do you know about the tax implications of investing? This quiz tests your knowledge and gives you a chance to brush up on the basics.
Ask the Adviser: Is my portfolio well-diversified?
While there’s no magic formula for balancing a portfolio, there are some key factors to consider—from asset allocation to sector concentration.
