Trump Accounts for Older Kids: A Potential Planning Strategy
Trump Accounts may offer a long-term planning opportunity even for children who do not qualify for the $1,000 federal contribution. Learn how the strategy might work and what families should consider.
Ask the Adviser: How Can I Title My Cars To Limit Liability?
Understanding how your assets are titled is a major tool to protect your wealth.
5 Steps to Revisit Your Financial Plan This Fall
Don’t wait until December! As the seasons change, your financial goals might shift too. Read our tips on revisiting your financial plan this fall so you can end the year with confidence.
Ask the Adviser: How Do I Know If My Asset Allocation Is Still Right for Me?
Does a big milestone mean you should change your asset allocation? Not necessarily. We always ask our clients these 5 key questions before we rebalance their portfolio.
Ask the Adviser: “I’m Retired — Now What?” Rethinking Retirement through ReFirement
You planned for retirement financially, but have you planned for purpose? ReFirement reframes retirement as a season of renewed meaning, connection, and growth.
The Pros and Cons of Self-Directing Your Employer-Sponsored Retirement Account
While more investment choices may be appealing, there are some issues to be aware of before taking this direction.
The Difference Between Stock Options and Restricted Stock Units (RSU’s)
Complexity abounds with respect to a RSU or option decision.
How to Transition from Saving to Spending in Retirement
For decades, your focus was building your nest egg. But when paychecks stop, shifting from saving to a spending can bring unexpected guilt. Learn how to reframe your mindset, align with your financial plan, and make the most of the retirement you’ve earned.
Ask the Adviser: What is the Pro-Rata Rule and Formula for Converting an IRA to a Roth IRA?
Here, we break down the IRS pro-rata rule—a calculation that helps distinguish pre-tax and after-tax funds.
Are Your Investments as Diversified as You Think?
Owning multiple mutual funds or ETFs may seem diversified at first glance, but hidden overlap can create unnecessary risk and complexity. Learn how true investment diversification focuses on clarity, balance, and long-term strategy.
Ask the Adviser: What should I do with Paper U.S. Savings Bonds? How to Convert Paper U.S. Savings Bonds to Electronic Bonds.
Converting your paper savings bonds to an electronic format allows you to access their current rate and value, which is especially important as you plan for retirement.
Ask the Adviser: How Can I Help My Children Achieve Financial Independence Without Spoiling Them?
Many parents want to help their family achieve financial independence without “spoiling” them. Discover how gifting through Roth IRAs and HSAs can provide a lasting legacy and tax-free growth for the next generation.
Avoiding the Unpleasant Surprise of a Mutual Fund Capital Gain Distribution
Capital gain distributions from mutual funds can create unexpected tax bills—especially when investing in taxable accounts near year-end. Understanding realized gains, unrealized gains, and distribution timing can help investors avoid costly surprises.
Ask the Adviser: If I don’t have earned income can I Fund my Retirement Accounts Based on my Spouse’s Income?
If you don’t have earned income of your own, you might think your path to retirement savings is blocked. However, if you are married and filing a joint return, your spouse’s income can unlock the door to your own IRA. Whether you are looking to catch up on savings or protect your assets from future medical costs, the “Spousal IRA” is a powerful wealth-building tool you should be using.
New Year, New Tax Laws
Two major tax law changes take effect in 2026—charitable deductions for non-itemizers and mandatory Roth catch-up contributions. Here’s what they mean for your retirement plan.
The Three Ghosts of Retirement (Past, Present, and Future)
Your retirement is personal, but it’s easy to worry if it’s as secure as it could be. Inspired by *A Christmas Carol*, we explore the three “ghosts” that haunt retirees: taxes, inflation, and sequence of returns. Learn how planning can drive away these common fears.
Securing Your Legacy: Using Trusts to Protect Wealth in Pennsylvania
Trusts can be an effective tool for protecting your wealth in Pennsylvania. Discover how different types of trusts can help minimize taxes and secure your legacy.
Ask the Adviser: What is the Difference Between Capital Gains and Capital Gains Distributions?
Many investors are surprised to learn that mutual funds can trigger taxable gains even when nothing is sold. This article explains the difference between capital gains and capital gains distributions—and how choosing the proper investment structure can help reduce surprise taxes.
“It Won’t Happen to Me”: Why Scam Victims Are More Common Than You Think
When it comes to scams, most people have the same reaction: “I’d never fall for that.” We like to think we’re too smart, too cautious, or too experienced to be tricked. Yet, year after year,…
Ask the Adviser: How Should I Title My Vehicles to Limit Liability?
To properly assess the risk that liability poses, it’s important to have a clear understanding of your overall net worth. Vehicle titling and insurance strategies can then work together to limit exposure and help protect your finances.
