Financial Planning Seminars

Seminars at Our Office Have Been Postponed for the Second Quarter

Governor Wolf’s recent emergency disaster declaration regarding the Coronavirus (COVID-19) included a request to postpone large community events. In accordance with this request, and to do our part to safeguard the health and safety of our clients and employees, our regular in office seminar schedule is being postponed for the second quarter. We will review the situation again in a few months.


Breaking Down the SECURE Act

**Seminar Has Been Postponed**

Mar 17, 2020 – 11:00 AM

The SECURE (Setting Every Community Up for Retirement Enhancement) Act went into effect on January 1, 2020 and with its passage comes several significant changes to planning for retirement. Should your beneficiary planning change with the removal of the stretch IRA RMD (Required Minimum Distribution)? Does it make sense to continue IRA contributions past 70.5 now? If you’re between ages 70-72, do you have to take an RMD in 2020? Please join us as we answer these and other important questions and explore the first major retirement legislation since the Pension Protection Act of 2006.

Getting Organized

**Seminar Has Been Postponed**

Apr 07, 2020 – 1:00 PM

Are your personal and financial records in order? What documents do you need to keep? Where? For how long? Are they easy to find? What if you were in a serious accident tomorrow? Could someone else step in and handle your affairs, even temporarily? What if you should die tomorrow? Could your spouse or heirs easily settle your estate? Or, will they find a jumble of unorganized papers scattered throughout your house? This seminar will help you organize your financial information to address these questions and more.

Selling your Home in the Downsizing Process

**Seminar Has Been Postponed**

Apr 23, 2020 – 11:00 AM

Many retirees think about downsizing in their retirement. This life changing move has multiple facets from decluttering to financing to securing a realtor to sell your home. It also requires you to define your next ultimate home or lifestyle. How

will I finance the next purchase? When should I put my house on the market? Downsizing can be overwhelming; even thinking about it can cause stress. This presentation will give you practical tips to help you begin the process and explain why the time to start is now. Tracy Seiger, Realtor from Life Changes Realty Group, will be here as our guest speaker to present this event.

Social Security Strategies

**Seminar Has Been Postponed**

May 06, 2020 – 6:30 PM

Deciding when to start drawing Social Security is a big and mostly permanent decision to make in retirement. With so many dollars at stake over the course of your lifetime, it is important to make the right choice. In this seminar we will cover the basics of Social Security including how your benefits are calculated and what your benefits will be if you or your spouse become widowed. We will also discuss other strategies like drawing spousal benefits to increase your own, drawing spousal benefits from an ex-spouse, and look at how income taxes can play a role in your claiming strategy. Please join us for this informative seminar if you are close to the age when you have to make this decision, usually between 62 and 70.

Estate Planning Essentials

**Seminar Has Been Postponed**

May 21, 2020 – 11:00 AM

No matter what your net worth, it’s important to have a basic estate plan in place. This seminar will cover the essential elements – a Will, Power-of-Attorney, and Living Will (Advanced Healthcare Directive). A discussion of trusts, probate and inheritance taxes will also be included. We will conclude with the steps you can take to make sure your estate is settled smoothly and according to your wishes. We are pleased to have attorney Ambria Armstrong Wessel from McNees Wallace & Nurick as our presenter.