Erika Eckman, CRPC®

Erika joined the Rodgers & Associates team in 2011. It was her goal to advance within the company and she ultimately became a financial adviser in 2014. One of the most fulfilling aspects of her job is helping a client transition through difficult situa­tions such as a loss of a spouse.

Erika believes one of the biggest challenges people face when transi­tioning from working to retirement is planning for the cost of healthcare. This is partic­u­larly difficult for those retiring before they are eligible for Medicare at age 65. There are government subsidies available to pay for healthcare, but only if income is below a certain threshold. Struc­turing income sources properly can make a huge difference for clients in this situation. Not all advisory firms focus on income efficiency like Rodgers & Associates. Erika has encoun­tered situa­tions where clients were sold investment products which negatively affected their taxes and ability to ultimately reach their goals.

Erika has an Associate of Arts degree in Business Management and 10 years of experience in the banking industry. She was born, raised, and currently resides in Lancaster County with her daughter Olivia. When she is not helping her clients make smart financial decisions, she loves to be somewhere warm surrounded by water. The Outer Banks in North Carolina is a favorite beach desti­nation. Erika also enjoys reading and cheering for the Philadelphia Eagles.

Erika explains the impor­tance of having a financial plan.