The One IRA Mistake That Could Cost Your Family Thousands
Each financial institution has a unique default beneficiary sequence.
Employee or Employer: Who Really Wins With Lump-Sum Pension Payouts?
This summer, several large Lancaster-area employers have offered terminated employees, who had a vested benefit in their defined benefit plan, a lump sum payout or even an early immediate annuity for their…
Why 70% of Wealth Never Transfers to a Third Generation
The youngest of the baby boomers will reach age 50 this year. Those at the other end of the generation are fast approaching age 70. The greatest wealth transfer is…
Should You Pre-Plan or Pre-Pay Your Funeral?
Here are points to consider.
Where is Your Social Security Benefit Statement?
The benefit statement contains an estimate of monthly benefits at various claiming ages and for disability claims.
Should Bonds Still be a Part of Your Portfolio?
Investors are questioning the wisdom of holding bonds during what looks to be a rising interest rate environment.
Can You Draw a Spousal Social Benefit if You are Divorced?
And what does “dually entitled” mean?
Common Questions About Social Security
Last month I started a series on planning for retirement. See the other posts in the series here: Has Planning for Retirement Ever Been More Difficult? Three More Questions Retirees Ask More Common Retirement Questions…
Estate Planning Options for Parents of Minor Children
Parents of minor children face the question of what to do with their assets through their will. Assets can be left outright in a trust until the child reaches the age…
Teach Your Children Well – Or They Are Likely to Waste Their Inheritance
Studies estimate the baby boom generation is set to inherit $11.6 trillion over the next 20 years from their parents. The baby boomers are expected to pass on as much…
Looking to Squeeze More Than 2% From Your Fixed Investment
Does your will provide a bequest to a charitable organization?
Five Strategies for High Income Earners to Deal with the New Tax Rules
The American Taxpayer Relief Act of 2012 (ATRA12) prevented higher taxes for many taxpayers but those in the top two tax brackets will experience an increase in taxes in 2013…
Social Security Basics
In 1935, President Franklin Roosevelt signed the Social Security Act, which provided a nationwide retirement and social welfare program for the first time. Since then, Social Security has grown to become…
Rules for Filing a Gift Tax Return
Some basics.
The Death of Equities — 33 Years Later
Does this sound familiar?
The ABC’s of Deducting Losses in Variable Annuities
The mechanics of doing so are tricky.
Keep Up-to-Date with Social Security
Annual Social Security benefit statements no longer come in the mail.
Be Careful if You Serve as Trustee for Friends and Family!
Doing so could be a serious liability if not done properly.
Estate Planning Considerations — Spendthrift and IRA Trusts — Part 3 of 3
Previous posts in this series: Part 1, Part 2 I want to wrap up my series on leaving wealth to your heirs by looking at two more types of trusts. Leaving…
