A Rule to Help You Build Your New Three Legged Stool™
Building a tax efficient New Three-Legged Stool successfully takes preparation.
Important Age Milestones in Retirement
59½? 70½ ? How does the IRS come up with these?
IRS Says Gold Is Not an Investment
Gains from gold and gains from investments are taxed differently.
What is The Widow’s Tax and How Will It Affect Me?
IRS tax code treats married people very differently than single people. When a spouse dies, the surviving spouse may often face a drop in income and a hike in income taxes at the same time.
Ignore After-Tax Savings at Your Own Peril
Your after-tax savings also offers tax advantages and other important benefits you may not be thinking about.
‘Husbands, Take Care of Your Wives’
An insight into extraordinary care.
Don’t Get Penalized for Having Stock Market Gains
You may need to make quarterly tax payments on your capital gains.
Do Stock Splits Increase a Company’s Value?
A stock split is when a company decides to increase the number of shares outstanding.
Did You Know You Can Appeal Higher Medicare Premiums?
What can be worse than expecting to finally get a Social Security raise, only to find out that your net check actually went down due to your income two years ago?
Cost of Healthcare for Retirees: Saving Tax Efficiently Can Have a Big Impact
Retirees will need to pay close attention to means-testing levels to help contain healthcare costs. This requires careful planning before retirement.
Understanding Your Annuity Payout Options
The maturity of the annuity at age 85 may actually be a gift to annuity owners to further contemplate their exit strategy of this tax-deferred investment.
Spending – The Overlooked Part of the Retirement Equation
Lee Eisenberg wrote a book in 2006 about the amount of money and resources people will need to enjoy the active life they desire, mostly post-career, titled THE NUMBER: A Completely Different…
The Future Has Always Been Better Than the Past
A well-diversified portfolio of stock market indices has a history of recovering after each downturn.
Annuity Traps Part 2: Death Benefits
While annuities can be an important way to build wealth, many individuals don’t realize how complicated these insurance products can be. In this article, we’ll walk you through what you need to know about annuity contracts and the five-year-rule.
Pay Taxes Once, Instead of Four Times, Using Your IRA’s Required Minimum Distribution
Learn whether you can use your IRA’s Required Minimum Distribution (RMD) to pay some or all of your quarterly tax estimates.
Annuity Traps Part 1: Living Benefits
Learn about different types of annuities and understand how they can become a valuable component of your retirement plan.
Using your Health Savings Account (HSA) as a Retirement Tool
Is funding an HSA right for you? Learn how you can use this account to pay for a number of medical expenses in retirement.
How to Legally Transfer After-Tax Money into a Tax-Free Roth IRA
Understand your path for rolling after-tax money in employer-sponsored plans to a Roth IRA and the rules that need to be considered to complete this transaction properly.
What You Need to Know about Tax Loss Harvesting
It’s best to approach tax-loss harvesting cautiously and keep your broader financial plan in mind when making any tax planning decisions.
The Potential Dangers of Rolling Your Company Stock into an IRA
If you own large quantities of company stock held within a retirement plan, rolling it into a tax-deferred IRA may not be the best strategy. Learn when a Net Unrealized Appreciation (NUA) transaction is the right choice to maximize your tax efficiency.
