Charitable Giving Archives - Rodgers & Associates

Blog posts from Rodgers & Associates on the topic of chari­table giving

Annuity Traps Part 2: Death Benefits

Rick Rodgers

While annuities can be an important way to build wealth, many individuals don’t realize how compli­cated these insurance products can be. In this article, we’ll walk you through what you need to know about annuity contracts and the five-year-rule.

What You Need to Know About RMDs

Rick Rodgers

Many clients have questions about when they need to withdraw money from their IRAs and what the rules are for Required Minimum Distri­b­u­tions (RMDs). Learn how to evaluate distri­b­ution options and avoid penalties that arise when RMDs are not met.

What Lessons Can Philanthropy Teach Us?

Jeremie Patrick

Merriam-Webster defines philan­thropy as “goodwill to fellow members of the human race, an active effort to promote human welfare, or an act or gift done or made for human­i­tarian purposes.”…

How Would You Define a “Trusted Adviser”?

Rick Rodgers

The Department of Labor (DOL) Fiduciary Rule is officially in a transition period. The official start date has been pushed back to January 1, 2018. The rule applies to financial advice…

What Does It Mean to Be a “Retirement Specialist”?

Rick Rodgers

The Rodgers & Associates logo includes “The Retirement Specialists.” The home page of our website says we “specialize in financial planning for those who are retired or expect to retire within…

Fiduciary vs. Suitability Standard

Rick Rodgers

Would you be surprised to learn the financial services industry doesn’t follow a uniform standard of care? The financial advice you receive from a bank, credit union, brokerage firm, or independent financial…

Tips for Reviewing Your Life Insurance Needs

Rick Rodgers

The beginning of a new year is the time we all look for a fresh start. That’s why we make resolu­tions in hope our fresh start will carry through all year long.…

Three More Questions Retirees Ask

Rick Rodgers

This summer I started a series on planning for retirement. Many people find retirement planning scary and intim­i­dating. Hopefully you only retire once and you want to get it right the first…

Has Planning for Retirement Ever Been More Difficult?

Rick Rodgers

Planning for retirement can be very difficult. Interest rates are at historic lows, pensions are scarce and those with pensions are concerned about their solvency, the financial stability of Social…

What You Need to Know About IRA Withdrawals

Rick Rodgers

IRAs have some quirky rules. There is a penalty for withdrawing money from IRA before age 59 ½ but there are excep­tions. You must begin taking money from your IRA at age…

9 Ways to Beat the Medicare Surtax — Part 3

Rick Rodgers

This week we conclude our series on minimizing the new 2013 taxes on upper income taxpayers (see Part 1 and Part 2). Not only did the new year bring new…

Reducing Taxes on an Inherited IRA

Rick Rodgers

Have you recently inherited an IRA account? Did you know that the IRD deduction may help reduce the income tax you owe on taxable distri­b­u­tions? Income in respect of a decedent…

Planning for Pets

Rick Rodgers

My grand­mother had a lovable toy poodle she named Bopper. Bopper was her constant companion during the later years of her life. When my grand­mother passed away, there were no instruc­tions…

Consolidating Employer Retirement Accounts

Rick Rodgers

The average American will hold 11 jobs between the ages of 18 and 62, according to the Bureau of Labor Statistics (2010). When you start a new job, you probably remember…