Social Security Archives - Rodgers & Associates

When Should You Take Social Security?

Rick Rodgers

Before you decide when to begin drawing Social Security benefits, you should evaluate a number of factors, including life expectancy and the financial challenges that face the Social Security system.

Creating an Online Social Security Account

Rick Rodgers

By creating an online Social Security account, you can review your annual statement, take a closer look at your earnings record, and verify that your tax payments are being credited correctly.

Review Your Social Security Records

Lee Pelko

By accessing your Social Security records online, you can verify that your benefit infor­mation is correct, update infor­mation, and receive infor­mation on estimated benefits based on your antic­i­pated retirement date.

6 Ways to Help You Reach Your Retirement Goals

Rick Rodgers

It’s never too early to start planning for retirement. By setting a strategy— and sticking to it—you can help achieve your goal of financial indepen­dence sooner.

How Do Retirees Get Paid in Retirement?

Rick Rodgers

What happens when the paychecks stop, and retirement begins? It is one of the most pressing questions we hear from people approaching retirement.

What Does It Mean to Be a “Retirement Specialist”?

Rick Rodgers

The Rodgers & Associates logo includes “The Retirement Specialists.” The home page of our website says we “specialize in financial planning for those who are retired or expect to retire within…

What Impact Will Inflation Have on Your Retirement?

Rick Rodgers

Americans are worried about what inflation might do to their retirement finances. The Allianz Life 2016 Inflation Study was conducted in March of 2016 that looked at Americans’ percep­tions of…

Don’t Retire Broke!

Rick Rodgers

The New Three-Legged Stool A Tax-efficient Approach to Retirement Planning was published in June of 2009. People had been told for years that they would be in a lower tax bracket…

Maximizing Social Security Benefits

Rick Rodgers

One of the biggest topics in the field of retirement planning today is the issue of maximizing Social Security benefits. When to draw benefits? Who should draw first? How to…

Common Questions About Social Security

Rick Rodgers

Last month I started a series on planning for retirement. See the other posts in the series here: Has Planning for Retirement Ever Been More Difficult? Three More Questions Retirees Ask More…

Has Planning for Retirement Ever Been More Difficult?

Rick Rodgers

Planning for retirement can be very difficult. Interest rates are at historic lows, pensions are scarce and those with pensions are concerned about their solvency, the financial stability of Social…

9 Ways to Beat the Medicare Surtax — Part 1

Rick Rodgers

The year 2013 brings some new taxes for upper income taxpayers as well as a return of the higher tax rates from 2001. The American Taxpayer Relief Act of 2012 (ATRA12)…

Social Security Basics

Rick Rodgers

In 1935, President Franklin Roosevelt signed the Social Security Act, which provided a nationwide retirement and social welfare program for the first time. Since then, Social Security has grown to become…

Strategies to Manage the Taxation of Social Security

Rick Rodgers

Last week I talked about the double taxation of dividends. Corpo­ra­tions pay tax on their earnings which are taxed a second time when they are distributed to the share­holder as dividends. The…