Social Security


How the Death of a Spouse Affects Taxes and Retirement Income

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Many people mistakenly believe their expenses will be half as much as a widow(er) than   

Retroactive Social Security Benefits: Is it right for you?

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If you are over your full retirement age, you have the option to back-date your application up to six months. This is almost never the best strategy.

Means Testing Social Security: What We Know Right Now

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Means testing could take the form of more income taxes, a reduction in benefits, a surtax or some other method.

How are Social Security Benefits Calculated?

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Social Security benefits are calculated in a very specific way, here’s how.

What is The Widow’s Tax and How Will It Affect Me?

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The widow/widower tax affects the income of the surviving spouse once their partner passes away.

How You’re Saving For Retirement Is More Important Than Ever – Here’s Why.

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The IRS Statistics of Income (SOI) program recently released data on taxpayers who hold IRAs   

Retirement Earnings Test Is Not a Roadblock to Working in Retirement

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The Retirement Earnings Test (RET) can affect your cash flow and budget, but benefits are not lost forever.

Differences Between Spousal and Survivor Benefits, Explained

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What you need to know about spousal and survivor benefits.

9 Retirement Decisions You’ll Want To Make With a Specialist

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These decisions need to be coordinated to have the most benefit.

What Those Extra Letters on Your Medicare Card Mean

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Clients often ask us about the meaning of the letter suffix on their Medicare card.   

How To Fix Social Security: What the 2016 Presidential Candidates Are Proposing

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Social Security is referred to as the “Third Rail” for politicians – touch it and   

You’ve worked hard to save for retirement. How can you turn your wealth into an income that’s designed to last your lifetime?

Now that retirement is a reality, or will be soon, you probably have questions. Here on our website, you can find generalized advice, but don’t you deserve advice tailored just to you?

Clint Krushinsky is here to help you get answers. Simply call him at 717-560-3800 or 1-888-876-3437. He’ll answer your questions and help you get to know us. If we are a potential fit for each other, Clint can arrange for up to two hours of initial consultation with no cost or obligation and no sales pitch.

2025 Lititz Pike, Lancaster, PA 17601
Phone: 717-560-3800, Toll-Free: 888-876-3437